Why You Need Uninsured Motorist and Underinsured Motorist Coverage

Pennsylvania  law requires auto owners to buy auto insurance.  The compulsory limit of coverage for Bodily Injury Liability is $15,000 per person / $30,000 per accident and Property Damage Liability $5,000.  These compulsory minimum limits are among the lowest in the nation. However, not everyone obeys the law.  A recent study suggests the recession has caused an increase in uninsured motorists,…