Sewer Backup Coverage

One of the common exclusions found in most property insurance policies is for water or sewage that backs up through sewers or drains or overflows from a sump pump or sump pump well. The Fall/Winter 2014 issue of Elizabethtown Borough Bulletin sent to all residents of Elizabethtown Borough had advice about sewer backup. The article reminded…

Which Auto Body Repair Shop?

One of the reasons you buy auto insurance is protection in the event your car it is dented, scratched or completely demolished.  If your car is completely demolshed the insurance company will declare it a “total loss” and pay you the “actual cash value“. The majority of auto claims do not result in a “total loss”.  Now you face a decision.  Which…