Some people have said that my post on Insurance for Rental Car did not satisfactory answer the question. This is the kind of question that does not necessarily have a right or wrong answer. More information will help you to examine your particular situation and assess all your options. Then you will be able to make a good decision and…
Details“Should I buy insurance for a rental car?” This could be one of the most asked questions by our customers here at Thome Insurance Agency. My answer is : Probably Definitely Not this time You are probably thinking that my answer is not very helpful, but allow me to explain. Here is an important concept to understand when trying to answer this question. …
DetailsHave you ever wondered who is covered by your auto insurance policy if you die? Generally the auto insurance policy covers you, the Named Insured, and any person you give permission to drive your car. (Please see your actual policy for policy language and exclusions.) You obviously will not be driving your car if you are…
DetailsOne thing that can be said about the insurance business – life is never dull. Insurance policies and coverages are constantly changing. Revised procedures and new technologies need to be learned. Oh, and did I mention the claims? It is amazing what can happen as we go about daily lives! Last week one of my…
DetailsI have noticed that many homeowners here in Elizabethtown and Mount Joy have been refinancing their mortgages to take advantage of low interest rates. Refinancing your mortgage will require changes to your homeowners insurance policy. It is common for the lender to require a copy of your home insurance policy with revised mortgagee clause and…
DetailsOne of the reasons you buy auto insurance is protection in the event your car it is dented, scratched or completely demolished. If your car is completely demolshed the insurance company will declare it a “total loss” and pay you the “actual cash value“. The majority of auto claims do not result in a “total loss”. Now you face a decision. Which…
Details