Why You Need Uninsured Motorist and Underinsured Motorist Coverage

Pennsylvania  law requires auto owners to buy auto insurance.  The compulsory limit of coverage for Bodily Injury Liability is $15,000 per person / $30,000 per accident and Property Damage Liability $5,000.  These compulsory minimum limits are among the lowest in the nation. However, not everyone obeys the law.  A recent study suggests the recession has caused an increase in uninsured motorists,…

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Erie Auto Insurance’s “Rate Lock” – Revisited

My post of July 29, 2011 discussed Erie Insurance’s  new auto insurance policy feature now available in Pennsylvania.  Erie Insurance’s actual name for this policy feature is Rate Protection Endorsement.  “Rate Lock” is easier to say and has a nice mental image. Rate Lock has been added to both new auto insurance policies written by Thome Insurance Agency and current auto insurance…

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