Thome Insurance - Winter Storm Checklists

How did you fare during Winter Storm Jonas? It’s early in the year, and at this point a few winter storms are inevitable – but you don’t have to feel unprepared. Use these checklists to help you next time you find yourself preparing for a winter storm.


What to do at home

  • Make sure your heating system and chimneys have been cleaned and inspected
  • Make sure all doors and windows where cold air can leak are covered in plastic
  • Make sure any generators are tuned up and have fuel
  • Stock up on firewood in a dry, accessible place if you have a fireplace or woodstove
  • Reinforce end-of-the-driveway mailboxes
  • If someone else plows your yard, put tall wooden stakes around your driveway so they can find the edges


What to have on hand before the storm arrives

  • Fire extinguisher
  • Non-perishable and no-cook food items and a can opener
  • Flashlight, battery operated radio & extra batteries
  • Cash
  • Wet wipes and hand sanitizer
  • Bottled water
  • Emergency Contact Information (Police, Fire, Hospital, Family Members, etc.)
  • 5+ Day supplies of medicines, pet food or baby supplies


What to keep in your car before, during and after the storm

  • Extra set of warm clothes including a hat, thick socks & gloves
  • Some rock salt or kitty litter
  • A small shovel, ice scraper and/or snow brush
  • Hearty Snacks (energy bars, nuts, beef jerky, etc.) and water bottles
  • Portable charger
  • Hand warmers
  • Mini first aid kit
  • Warm Blanket
  • Duct Tape
  • Tire Patch Kit
  • Flash Light
  • Jumper Cables & Tow Rope
  • Emergency flags, road flares and/or reflectors
  • Empty coffee can, candle & Matches
  • Pocket knife or multi-tool


Make a few “Winter Driving Rules” for drivers in your family

  • Fill your gas tank before it hits ¼ of a tank
  • Get your oil changed on time
  • Inspect your vehicle and run it for a few minutes before leaving work or home to make sure everything is in working order
  • Keep your distance – stay at least 2 car-lengths away from the person in front of you
  • If you hit a slippery patch, take your foot off the pedals and just steer until you can correct your car


From the Insurance side of things

U.S. insurers paid out an estimated $2.9 billion in winter-related insured losses in 2015. Storms can cause a lot of car accidents, home issues and even health issues. Before the first flake falls, make sure you know what your insurance policies cover and what you need to do in the event you need to place a claim.


Stay safe & warm this winter!