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Category Archives: flood insurance

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What the Homeowner Flood Insurance Affordability Act Means For You

flood insuranceBy Jim ThomeFebruary 22, 2016Leave a comment

Flooding is not an issue anybody wants to deal with in their home – home structures and precious items can be virtually ruined by flood waters. To make matters worse, most property insurances do not cover flood damage – you need separate flood insurance. And yet it’s the most common natural disaster in the United…

Prepare for Emergencies During America’s PrepareAthon!

flood insurance, general insuranceBy Jim ThomeMay 14, 2014Leave a comment

Does anyone find it strange that on PrepareAthon Day we had flooding here in Lancaster County PA?  What a timely reminder that we should be prepared for emergencies!

See following links for more information:

Prepare for Emergencies During America’s PrepareAthon! | Erie Insurance.

PrepareAthon at FEMA.gov for more information.

FEMA Extension For Submitting Flood Proof Of Loss Statements

flood insuranceBy Jim ThomeOctober 19, 2011Leave a comment

For many living here in Central Pennsylvania the flooding from Tropical Storm Lee is a distant memory.  But for others, particularly in Marietta, Manheim and Hershey, recovering from the flood is an ongoing struggle. One of the conditions of the Flood Insurance Policy is that a signed proof of loss statement must be submitted within…

Water In My Basement – Part II

flood insuranceBy Jim ThomeSeptember 17, 2011Leave a comment

  Last week was a harsh reminder that floods are the most common natural disaster . I wish to dispell 2 myths after speaking with many people who suffered water damage to their property caused by the remains of Tropical Storm Lee. 1. Too many people who had water damage said: “But I am not in a flood…

Oh No – Water in My Basement!

flood insuranceBy Jim ThomeSeptember 10, 2011Leave a comment

This week alot of people were rudely reminded of 3 things about water damage. After several days of rain here in the Elizabethtown, Mount Joy and Marietta areas,  including torrential rain on September 7, many homeowners found they had a new “wading or swimming pool” in their basement.  Reports made to my office ranged from minor…

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