Sewer Backup Coverage

One of the common exclusions found in most property insurance policies is for water or sewage that backs up through sewers or drains or overflows from a sump pump or sump pump well. The Fall/Winter 2014 issue of Elizabethtown Borough Bulletin sent to all residents of Elizabethtown Borough had advice about sewer backup. The article reminded…

What the Hail?

The last major hail storm to cause damage in the Mount Joy, Marietta and Maytown area was May 2010.  Well summertime is here again and so is the threat of hail. Marietta and Maytown were spared this time but hail claims have been coming in from Manheim and Hershey. A past blog post mentioned the value of having…

Do I Have Hurricane Coverage?

Earlier this week we experienced a rare earthquake here in Lancaster County.  Some people were surprised to learn that a “standard” property policy does not cover damage caused by earthquake. Now with Hurricane Irene warnings issued for the entire east coast, including Lancaster County, the popular question being asked is – Do I have hurricane coverage?…