progressive-logo-300x79Progressive Insurance does not need much of an introduction to drivers in Elizabethtown, Mount Joy or Marietta PA because of their extensive advertising campaigns and TV commercials.

However, here is a some history on Progressive Insurance.

The Progressive Group of Insurance Companies has always lived up to its name by being one step ahead of the insurance industry, and finding new and affordable insurance solutions.  Progressive began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.

Progressive has also helped to pioneer usage-based auto insurance.  What is that you ask?  It is simply a device that plugs into your car’s onboard diagnostic port. The onboard diagnostic port is located under the steering column in most cars.  It can be simply plugged into that port and through wireless technology your driving habits can be tracked and monitored to help Progressive to determine a savings based on your specific driving habits. You can also view your driving information on Progressive’s website.

Progressive named their device Snapshot.  The Snapshot device will monitor:

  • how often you brake hard;
  • how many miles you drive;
  • and how often you drive between midnight and 4 a.m.

Then based on your actual driving habits, Progressive will give you a discount between 0% and 30%.

Currently, Progressive is one of the largest auto insurance groups in the United States, thanks to innovations including comparison rates and 24/7 customer and claims service. Their growth continues at a steady pace, too.  Between 1996 and 2005, Progressive grew an average of 17 percent per year, from $3.4 billion to $14 billion.

Thome Insurance Agency has represented Progressive since 1994.  Contact your local Progressive insurance agent today.